If you’re choosing between Cadboro Bay and Ten Mile Point for luxury living in Victoria, the simplest difference is this: Cadboro Bay offers walkable village convenience and one of the city’s most approachable sandy beaches, while Ten Mile Point offers a quieter, more private-feeling coastal lifestyle with dramatic shoreline views and a tucked-away prestige setting. Both are highly sought-after Saanich neighbourhoods with strong long-term desirability, but the right fit depends on whether you value daily walkability and family-friendly beach days (Cadboro Bay) or seclusion and “ocean-at-your-doorstep” ambiance (Ten Mile Point).
Get a custom Cadboro Bay vs Ten Mile Point shortlist (3–5 homes each) based on your must-haves.
Where are Cadboro Bay and Ten Mile Point in Victoria?
Both neighbourhoods sit in Saanich’s east-side coastal pocket, a short drive to downtown Victoria, Oak Bay, UVic, and major amenities—making them perennial favourites in Victoria BC real estate.
Cadboro Bay location at a glance
Centered around Cadboro Bay Village
Close to UVic, Henderson area, and the Uplands/Oak Bay boundary
Known for a “neighbourhood hub” feeling
Ten Mile Point location at a glance
A distinct peninsula-like pocket near Uplands Park
Feels more tucked away, with fewer through-streets
Often associated with “quiet prestige” and coastal outlooks
Which neighbourhood feels more “luxury” in day-to-day life?
Luxury is not only finishes and price point—it’s also quiet, privacy, views, and how your days actually flow.
Cadboro Bay luxury feel
Cadboro Bay’s luxury often shows up as lifestyle ease:
Walking to coffee, essentials, and local services
A neighbourhood that feels active and connected
A mix of renovated classics and higher-end rebuilds
Ten Mile Point luxury feel
Ten Mile Point’s luxury often shows up as privacy and ocean presence:
A calmer, more secluded residential vibe
More “destination home” energy—arrive, exhale
Coastal outlooks and the feeling of being near nature
How does beach access compare in Cadboro Bay vs. Ten Mile Point?
This is usually the deciding factor for many buyers—especially families and downsizers who want the water close without constant effort.
Cadboro Bay beach access
Cadboro Bay is widely loved because it’s simple and usable:
Cadboro-Gyro Park offers broad, easy public access
Sandy beach days are straightforward—picnics, paddleboarding, walking
More “bring the grandkids / bring the guests” practicality
Best for: frequent beach visits, walking the shoreline, casual water time.
Ten Mile Point beach access
Ten Mile Point is more about coastal shoreline experience than classic sandy beach days:
Public access exists via parks and shoreline entry points, depending on where you are
Expect more rocky shoreline, tide pools, and viewpoint-style walks
It’s ideal for people who love the sound of the ocean and nature immersion
Best for: shoreline walks, ocean views, quiet nature time, photography, and those who prefer fewer crowds.
Important note: “Beach access” varies by exact address, topography, and public entry points. We always recommend confirming access details during due diligence.
What’s the lifestyle difference: walkability, daily errands, and community?
Cadboro Bay lifestyle
Cadboro Bay tends to win on walkability and “life logistics.”
Village amenities nearby (coffee, small shops, essentials)
An everyday rhythm that feels easy and neighbourly
Great for anyone who wants luxury without feeling isolated
Ten Mile Point lifestyle
Ten Mile Point tends to win on quiet and “protected calm.”
Less commercial activity inside the pocket
More driving for errands, but a more private daily environment
A strong fit if you value a peaceful home base near the shoreline
Which area is better for families, downsizers, and multi-generational living?
Both can work beautifully—it’s more about how you live.
If you’re a family
Cadboro Bay often fits families who want:
More frequent beach outings and park time
A sense of community and nearby conveniences
A neighbourhood you can “use” every day
Ten Mile Point often fits families who want:
A quieter, more private setting
A home that feels like a retreat
Coastal nature as part of daily life
If you’re downsizing
Downsizing isn’t “less”—it’s usually “more intentional.”
Cadboro Bay can feel simpler if you want walkable errands and fewer stairs or slopes to enjoy the outdoors
Ten Mile Point can be a dream if you want serenity and ocean ambiance, but it’s worth being thoughtful about topography and access
Downsizing tip: When you’re comparing homes, prioritize:
Main-floor living potential
Driveway grade and entry steps
Maintenance expectations (rooflines, landscaping, shoreline exposure)
Proximity to services you actually use week-to-week
What types of homes are common in Cadboro Bay vs. Ten Mile Point?
Cadboro Bay home styles
Renovated mid-century and classic family homes
Higher-end rebuilds on established streets
A wide mix depending on proximity to the village and water
Ten Mile Point home styles
More homes positioned to capture ocean views
A stronger “custom home” presence in many areas
A feeling of architectural variety—often designed around the site
Pro tip: Ocean-adjacent homes may require more proactive exterior maintenance due to salt air exposure. It’s not a negative—just part of owning near the coast.
How do privacy and traffic compare?
Cadboro Bay
More activity near the village and park areas
Some streets feel busier because the neighbourhood is a destination for beach days
Ten Mile Point
Generally fewer visitors and less pass-through traffic
Often feels quieter street-to-street, especially deeper into the pocket
What should you budget for besides the purchase price?
Even in luxury markets, the “real cost” is the full ownership picture.
Common ownership costs to plan for
Property taxes and utilities
Maintenance and updates (especially for coastal exposure)
Insurance considerations for older homes or premium rebuild values
Taxes and legal considerations (important)
If your move involves selling a long-held property, inheritance, or restructuring ownership, you may encounter:
Capital gains considerations
Property Transfer Tax (PTT)
Probate/estate administration topics
Please consult a qualified accountant or lawyer for specific advice.
Which neighbourhood should you choose?
Here’s a practical decision guide we use with clients looking for high-trust clarity (not pressure).
Choose Cadboro Bay if you want:
Walkable village convenience
Easy, sandy beach days and a lively coastal park
A neighbourhood that supports daily life without planning
Choose Ten Mile Point if you want:
A quieter, more secluded prestige setting
Strong ocean atmosphere and shoreline nature time
A “retreat” feel that still stays close to Victoria amenities
If you’re torn: We often recommend viewing 3–5 homes in each to feel the difference street-by-street. In Victoria BC real estate, the micro-location matters as much as the neighbourhood name.
Quick FAQs buyers ask about Cadboro Bay and Ten Mile Point
Are these neighbourhoods in Oak Bay or Saanich?
Both are generally considered Saanich neighbourhoods, though they’re close to Oak Bay and often compared to Oak Bay’s established luxury options.
Do these areas have waterfront homes?
Some properties may be near or on the water, and others capture ocean views from higher elevations. Availability changes with market conditions, and features vary widely by address.
Is one “better” for investment?
No neighbourhood can be guaranteed to outperform. Historically, coastal, amenity-rich pockets in Greater Victoria have shown resilience, and market trends suggest long-term desirability remains strong—but outcomes depend on timing, property type, condition, and broader economic factors.
Next Step
Thinking about Cadboro Bay vs. Ten Mile Point and want a clear, no-pressure comparison based on your exact lifestyle and must-haves? Reach out to The Webbers (Pemberton Holmes Real Estate) for a no-pressure conversation.